Automobile Insurance

The National Highway Traffic Safety Administration estimated that 42,915 people died in motor vehicle traffic crashes in 2021. No one plans to be in a car accident or part of an auto lawsuit but, if that time comes, you want to be protected. At the AG Gaesser Agency, we have the ability to shop from the top insurance agencies to find the coverage that’s right for you, your family, and your life.

A comprehensive auto insurance policy can protect you from a variety of events – even those you think might never happen. Severe weather or collisions with animals can cause severe damage. Theft or being hit by an uninsured driver can seriously impact your budget and savings if you don’t have the right coverage.

Luckily for us, the Insurance Information Institute estimates that only 4.1% of New York State drivers are uninsured. There were 2.1 million animal collision insurance claims reported in the U.S. between July 2020 and June 2021. The right auto insurance policy for you will cover you against all the events you worry about life throwing at you – even the unlikely ones.

What would you do if you were faced with thousands of dollars in car repairs or an automobile lawsuit? Are you confident that your current coverage will keep your personal funds intact? If you’re not sure, fill out the quote form and see what the AG Gaesser Agency can do for you.

Get Peace-of-Mind & Start Saving on YOUR Insurance Today!

Customer Reviews

Ray Hasto
Ray Hasto
2021-08-17
Matt and his staff have been a great source of help for over 10 years! Responsive and open to questions, they've helped keep our auto insurance at reasonable rates with good coverage. As our kids grew to become "young drivers", Matt offered advice on how to best cover AND advised our kids on what to do (and NOT do) as teens. In addition, we own rental property. Matt took time early in our working relationship to review a previous policy and point out where our gaps were. The difference in premiums was so small compared to the coverage and piece-of-mind! Highly recommended. Thanks, Matt!
joey schmidt
joey schmidt
2021-05-02
Great service
Donna Silverman
Donna Silverman
2020-09-08
I highly recommend this Ralston/Gaesser Agency for all your insurance needs. I feel blessed to have Hank Ralston and Sabina as well. The expert staff is dependable, professional and knowledgeable. They care about their clients being satisfied.
Nicole Vosburgh
Nicole Vosburgh
2020-08-12
Having an insurance agent in your back pocket who knows your business and your business goals is something you simply can not put a value on. I trust Matthew Gaesser with my business coverages, knowing I can tell him what is happening with my business growth and he will find the exact product that fits my business needs to ensure we're properly covered and make it all happen within a responsible price point. Just a phone call away, I know Matt is always there for new and current insurance needs!
Warren Miller
Warren Miller
2019-11-20
Personalized service that made me feel extremely comforable and protected.
Tricia Cifuentes
Tricia Cifuentes
2018-03-21
Matt Gaesser has been an amazing asset for us, because he is knowledgeable and proactive. He regularly reviews his clients' policies and informs them when they may need to look at other companies. After being with one company for a few years our auto policy began to creep up. He contacted me to come in and review all our policies, and my family ended up doubling our home and auto coverage and significantly decreasing our premiums. I have peace of mind that my family's assets are protected and Matt saved us money....I couldn't ask for more!
Quincey Fox
Quincey Fox
2017-08-08
Best resource for home and auto (renters, etc.) insurance in Rochester! Matthew is extremely knowledgeable about how much coverage we needed and was able to beat all of the large insurance companies in cost. We got more insurance for less premium. They run a great quality business - highly recommend